About Our Firm

Here’s our story. We look forward to hearing yours.

At U.S. Central Financial, our sole focus is YOU.

We have a strong team of professionals helping ensure you receive all the assistance you need, not only in developing your retirement income strategy but in maintaining it throughout your retirement.

Meet Ryan Krauss

Ryan is the president and chief executive officer of U.S. Central Financial Group. He is proud to be the second generation of U.S. Central Financial and to continue the company’s commitment to excellence.

Ryan is a licensed insurance professional and an Investment Adviser Representative. He has been associated with U.S. Central Financial since 1996 and has hosted over 600 public and client workshops to help his clients grow and manage their retirement nest eggs and help maximize their family legacies.

Ryan learned early in his career the value of dedication to his clients, quality products and sound financial strategies. He believes in the power of planning ahead and that the decisions we make define our lives, our retirements and the legacies we leave behind.

Ryan believes in treating his clients the same way he would treat his own family. Doing so has created lasting client relationships and many client referrals. Dedication to clients is the solid foundation upon which U.S. Central Financial is built.

“We have always remained independent, which provides us the opportunity to shop the industry for the best investment vehicles and insurance products to use in helping our clients,” Ryan said.

Ryan was born and raised in central Nebraska, where he attended Doniphan Public Schools before continuing his studies at the University of Nebraska at Kearney. He and his wife, Erica, have been married for nearly 20 years and have two boys, Devin and Dylan. Ryan is an avid fisherman and hunter, as well as a U.S. instrument rated pilot, having obtained his wings in 2001.


Meet Melisa Salter

Melisa joined U.S. Central Financial Group in February 2016 as the marketing/licensing manager and property/casualty agent. She has more than 20 years of industry experience and is licensed in property/casualty and life/health insurance. Her primary background has been property/casualty both as a customer service representative and an agent/producer in Grand Island.

“I have always prided myself in customer service and believe in treating clients with integrity and respect,” Melisa said. “I feel right at home and look forward to carrying this on here at U.S. Central Financial Group, where our motto is ‘Service with Integrity.’”

Melisa was born in Imperial, Nebraska, and graduated from Wauneta-Palisade High School. She moved to Grand Island in 1991 and attended Spencer School of Business, where she received her associate degree in travel management.

Melisa is a Chamber Connector for the Grand Island Area Chamber of Commerce and a past member of the Crisis Center board and Business Networking International Grand Island Chapter.

She currently resides in Grand Island with her husband, Jim, and two children, Seth and Brittney.


Meet Andrea Persampieri

Andrea joined U.S. Central Financial in May 2017, providing client and general administrative support. Andrea brings 13+ years of office management experience, having previously worked for a nonprofit organization. A detail-oriented person, Andrea oversaw U.S. Central's database conversion in fall 2017. A graduate of the University of Nebraska-Lincoln, Andrea currently resides in Grand Island with her husband and two young children.


Meet Erica Krauss

Erica joined the firm in January 2013 as the director of operations. She handles the processing of new business accounts and customer service work, along with the payroll for U.S. Central Financial. She and Ryan are married and have two teenage boys. They reside in Elkhorn, Nebraska.

Schedule a Meeting

To schedule a time to discuss your financial future, contact us at info@uscentralfinancial.com or call us at 800.759.2453 today!